A Friend In The Business
When you hire me as your buyer’s agent I am fully committed to finding you the very best home possible and represent your interests to the fullest.
As a broker I make all my income based on my clients being successful and nothing less!
This means as a buyers agent our services to you, are done prior to any financial compensation.
Which mean, we don't get paid until we make YOU successful!!
As an agent, I personally want an honest and open relationship regarding myself and my clients. Please be forth coming with any new relationships and/or if you choose to go another direction as far as your real estate agent.
All decisions are supported and understood!
As your buyers’ broker, I am committed to helping you find your dream home/ property. I will go near and far, high and low to help you out. The only thing I ask for is your commitment! Nothing can hurt more than working hard for your clients and them signing a home with another agent, As this might happen because of the missed understanding of how the process works in order for agents to gets paid for their time.
The best part of being a buyer--
You won't have to pay a thing for my services!
All Sellers in contract with an agent and listed in the (MLS) pay commission for both Buyers and Sellers for completion of the property selling.
Home Buyers Glossary
Appraisal — An estimate of the market value of a property based on comparable recent sales of homes nearby. It is done by a licensed appraiser for a lender. .
Closing costs — The expenses and fees associated with the purchase and sale of a home, such as taxes, title insurance, appraisal fees and lender fees.
Closing— Settlement of Transaction.
Closing Disclosure — A final statement of loan terms and closing costs. The buyer must receive it three business days before closing. Replaced the old HUD-1 form.
Commission — A fee charged by a real estate agent for his services. In many cases, the seller pays the commission to his agent as well as the buyer’s agent.
Contingency — A condition that must be met before a sale can close. Common contingencies include home inspection, financing and home appraisal.
Counter offer— An offer made in response to a previous offer. Example: after the buyers presents their first offer, the seller may make a counter-offer with a slightly higher sale price.
Earnest money deposit — A partial payment by a buyer when submitting a contract that demonstrates the buyer’s commitment to the deal. The money, which is held in an escrow account, goes toward closing costs.
Escrow — A neutral or third party who handles the exchange of money and documents on behalf of two other parties before the closing of a sale.
Home Inspection—A professional inspection of a home to determine the condition of the property. The inspection should include an evolution of plumping, heating and cooling systems, roof, wiring, foundation and pest infestation.
Pre-approved — A buyer completes an application, pays a fee and supplies the necessary documentation to the lender who performs an extensive financial background check. The lender will issue a conditional commitment in writing for an exact loan amount. Pre-approval does not guarantee a loan.
Pre-qualified — An informal estimate of how much a buyer can afford to borrow for a mortgage. It does not include an analysis of a buyer’s credit report or an in-depth look at his ability to purchase a home.
Title insurance — Compensates the buyer or lender if title defects, liens or competing claims of ownership on a property arise after closing. Under contract — A seller has accepted the buyer’s offer, but any contingencies have yet to be met.
Walk through— A final inspection of the property by the buyers and the buyer’s agent, to determine that the property is as described in the purchase agreement. The walk-through typically is conducted right before closing.